Oryvia Skye Bank offers a complete suite of checking solutions to meet the needs of businesses, organizations and municipalities — today and for the future. As your business or organization grows, you can seamlessly transition to the checking account that best suits your current needs and add various Cash Management Services when appropriate.
Feature-rich checking options, robust online capabilities, sophisticated Cash Management Services and a team dedicated to supporting your business, organization or municipality results in an unparalleled value proposition.
This is the solution for businesses and organizations with low transaction volumes not yet needing analysis checking or the Cash Management Services available with those accounts. There is no fixed monthly service charge or minimum balance requirement, and it is accompanied by a wide range of free convenience services. This adds up to a great banking value.
This is perfect for businesses and organizations with higher transaction volumes that do not need an analysis account or Cash Management Services. This relationship-focused account enables businesses and organizations with more extensive deposit balances in other savings and money market accounts to use them to avoid the monthly service charge.
Non-profit organizations play an important role within our local communities. These organizations can better fulfill their mission with a financial partner who listens and understands their unique challenges and needs.
This is the ideal checking account for organizations with a limited transaction volume. There is no fixed monthly service charge or minimum balance requirement; the account earns interest and includes a wide range of free convenience services.
This is the right choice for businesses or organizations with a high transaction volume or who maintain larger account balances where the “earnings credit” is used to offset monthly service charges and charges for various Cash Management Services.
This analysis account is designed for businesses or organizations with larger account balances where the “earnings credit” is used to offset monthly service charges and charges for various Cash Management Services. There is the added benefit of a sweep arrangement which can automatically transfer funds to and from an interest-bearing sweep account, to maintain a target balance in the checking account and enhance the earning potential of excess funds.
This is a dedicated fiduciary account (Treuhandkonto) established by attorneys or law firms in Austria to manage client funds held temporarily in trust. In accordance with guidelines set by the Austrian Bar Association (ÖRAK), this account ensures that client monies are held separately from the attorney’s operating funds, offering transparency, legal compliance, and peace of mind for all parties.
Interest earned on the account may be managed in line with bar association standards, and the bank provides appropriate recordkeeping support to meet the fiduciary obligations of the legal practice.
This is a real estate trust account (Immobilien-Treuhandkonto) established by licensed estate agents or notaries to hold client funds during property transactions — such as deposits, advance payments, or brokerage-related transfers.
The account operates under the oversight of the Austrian Economic Chamber (WKO) and relevant industry regulations, ensuring that funds are protected and properly managed throughout the transaction process. Interest handling and reporting are simplified, reducing administrative burden for the agency while maintaining full legal compliance.